On September 6, the Dover Public Library hosted a comprehensive workshop on Retirement Financial Planning, designed to support individuals seeking to build a stable and secure future. The session brought together participants from diverse age groups, all committed to taking proactive steps toward long-term financial well-being.

The workshop featured expert panelists Lizbeth Ramírez and Luis Palacios, who shared practical strategies on essential retirement planning topics, including:

• Social Security benefits
• Retirement savings and account contributions
• Housing and healthcare expenses during retirement
• The importance of life insurance
• Beneficiary designation and estate considerations

Among their key recommendations were the creation of an emergency fund equivalent to three months of income, the diversification of investments to reduce financial risk, and the importance of periodic review of retirement plans with professional guidance.

A central message of the workshop emphasized that retirement preparation should begin at every stage of life, not only as retirement approaches. Participants reflected on their personal goals while gaining practical tools to strengthen their financial future.

Attendees highlighted the welcoming environment, clarity of the information presented, and the motivation they received to begin planning with confidence. They also had the opportunity to address individual questions related to pension plans, personal investments, and the value of specialized financial advice.

Through this initiative, MIRA USA – Dover reaffirmed its commitment to financial education and economic stability, announcing the continuation of financial literacy workshops to promote long-term prosperity for families in the community.